Learner Driver Insurance

Learner Driver Insurance

Learner Driver Insurance - If you are wanting to practise learning to drive in your own car or in a freinds or relatives car, then you need to have learner driver car insurance. Selecting the most suitable learner driver car insurance policy and learner insurance provider is therefore essential. There are several insurance companies that have a great deal of experience in providing car insurance cover for learner drivers so you can find your first time driver quote.

The Law - For the Learner Driver

Currently in the UK you have to be 17 years of age to obtain a provisional licence to drive a car or ride a motorcycle. However if you are in receipt of a full disability allowance, when you can obtain a provisional licence at the age of 16 years.

A learner driver must:

• have a valid provisional driving licence
• be insured to drive the vehicle
• meet the legal minimum eyesight standards
• only drive when supervised and when the car displays L Plates (or D Plates in Wales).

Learner Driver Car Insurance Types

The best insurance companies will offer special rates for provisional licence holders, flexible payment options, legal cover and even repayment protection. With a first car insurance policy, there are 3 levels of cover from which you can choose:

• Third Party - This is the minimum legal cover allowed and also the cheapest.
• Third Party Fire and Theft - Same as Third Party but with cover added for fire or theft of the vehicle.
• Comprehensive Learner Driver Car Insurance - The most expensive. Covers everything including; car damage, personal injury, and any third party's vehicle and property.